ARMs AREN’T WHAT
THEY USED TO BE
Considering an Adjustable Rate Mortgage? Today’s ARMs are a lot different than they were in the past — and they may be the best choice for your purchase or refinance.
ARMs ARE SMARTER
- Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?
- With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster.

ARMs ARE SAFER
- ARMs no longer feature pre-payment penalties, so you can easily refinance.
- You’ll never have to worry about a big balloon payment.

ARMs CAN SAVE YOU MONEY
- A lower rate means a lower payment, which means more cash in your pocket each month.
LET’S TALK ABOUT YOUR ARM OPTIONS. CALL TODAY.
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