Bad Credit Home Loans of All Types.

Financing down to a 500 Credit Score

Let us help you with your purchase or refinance.  All Credit Types Welcome.

Call Us Today! 888-992-0097

Get Pre-Qualified for a Mortgage Loan!

Regular “HARD” credit pulls hurt your credit score.  Our “SOFT” credit pulls do not.

  • Take the first step towards a home loan without affecting your credit score, get pre-qualified now! 
  • Provides a reliable pre-qualification without impacting your credit score. 
  • YOU will receive special loan offers tailored just for YOU, all the way to a 500 credit score!
Get a free quote

Lending Guidelines

Lending Guidelines

  • Loan Amounts: $150,000 – $2.5 million
  • Loan to Value (LTV): up to 90%

  • Interest Rates: 3.99% – 14.99%

  • Fees: Minimal

  • Loan Term: Fixed Rates from 6 months to 30 years.

  • Property Types: Investment residential and commercial

  • Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, Construction, Lender Participation

Financing Available in the Following Areas

Financing Available in the Following Areas

Servicing California, Arizona and Texas

Why Choose Mortgrates Property Financing?

Why Choose Mortgrates Property Financing?

  • Short or longer term loans (up to 30 years)
  • Competitive rates and fees

  • Lots of capital waiting to be invested

  • Long list of satisfied borrowers and investors

  • Will consider any loan that makes sense.

Trusted Partners

We have worked with some of the biggest names in the industry as well as individuals.