Mortgrates.com is a direct lender to the California Cannabis market. We offer specific niche loaning services for property owners as well as prospective purchasers looking for accessibility to exclusive funds to operate in the Cannabis Industry. Mortgrates.com could help in acquiring a fast financing at affordable prices. We have what you need from a bridge loan to complete a construction project or a need short term equity refinance. What do you need? We can make it happen. Mortgrates.com exclusive funding resources can fill in the voids where conventional banks, as well as various other private money resources end. Offering fast financing of 1st and 2nd trust deeds varying from $250K- $2.5 M+. Due to the Federal legitimacy of the Cannabis Industry, institutional funding is not commonly offered; therefore, ‘Hard Money’ financing is the most common type of property financing offered in the Cannabis Industry. ‘Hard Money’ financing is asset-based financings where a debtor obtains funds secured by real estate. The credit worthiness is less important than the property. The qualifying standards for hard money vary from deal to deal since every building and consumer are different. Credit scores, revenue, as well as capacity to repay are taken into consideration. However, the majority of the time, getting a hard money loan is based on the value (or cost) of the property.