Lending Guidelines

• Loan Amounts: $250,000 – $2.5 million 

• Loan to Value (LTV): up to 70%

• Interest Rates: 6.99% – 14.99%

• Fees: 2 – 6 points (including lender or investor fees)

• Loan Term: 12-60 months

• Property Types: Investment residential and commercial

• Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, Construction, Lender Participation

Why Choose Mortgrates Property Financing?

• Short or longer term loans (up to 5 years)
• Competitive rates and fees

• Lots of capital waiting to be invested

• Long list of satisfied borrowers and investors

• Will consider any loan that makes sense.

Financing Available in the Following Areas

• Los Angeles
• San Diego
• San Jose
• San Francesco
• Fresno
• Sacramento
• Oakland
• Sonoma

Many more…servicing all of California.