California Lending for Residential & Commercial Hard Money Loans under $2.5M
Hard Money
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Lending Guidelines
Lending Guidelines
- Loan Amounts: $250,000 – $2.5 million
Loan to Value (LTV): up to 70%
Interest Rates: 6.99% – 14.99%
Fees: 2 – 6 points (including lender or investor fees)
Loan Term: 12-60 months
Property Types: Investment residential and commercial
Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, Construction, Lender Participation
Why Choose Mortgrates Property Financing?
Why Choose Mortgrates Property Financing?
- Short or longer term loans (up to 5 years)
- Competitive rates and fees
Lots of capital waiting to be invested
Long list of satisfied borrowers and investors
Will consider any loan that makes sense.
Financing Available in the Following Areas
Financing Available in the Following Areas
- Los Angeles
- San Diego
- San Jose
- San Francesco
- Fresno
- Sacramento
- Oakland
- Sonoma
Many more…servicing all of California.
Trusted Partners
We have worked with some of the biggest names in the industry as well as individuals.
